Retirement Income Planning
A focused consultation on how State Pension, workplace pensions, and private savings might cover living costs in retirement.
Ask about retirement planningKingsford Money Guidance
Sit down with your figures before the next big decision.
We help people across England untangle pensions, debts, and household cash flow through structured consultations—not product pitches.
Guidance from Kubington
Flagship consultation
Personal Financial Review
A ninety-minute session that maps income, outgoings, savings, debts, and pensions into a written priority list. Designed for individuals and couples who want clarity before remortgaging, changing jobs, or helping family financially.
You leave with notes you can act on—or take to a regulated investment adviser—without sitting through a sales deck.
See what the review covers
Related consultations
Other ways we work with you
Debt Repayment Roadmap
Practical consulting to order credit cards, loans, and overdrafts into a repayment plan that fits your actual take-home pay.
Book a debt roadmap
Family Money Conversation
A facilitated session for couples or adult family members who need a calm structure for discussing shared finances, inheritances, or supporting relatives.
Arrange a family session
What a first meeting feels like
No cold-call energy. A questionnaire, a calm agenda, and room for the awkward questions about money.
Read the first-meeting guideFrom recent clients
Evidence in their own words
We arrived with three different pension statements and no shared plan. The review session forced us to put actual numbers on the table—uncomfortable for the first twenty minutes, then suddenly useful. The written priority list stopped us arguing about which pot to touch first.Helen & Marcus W. — Personal Financial Review · Kubington office
I wish we had booked the follow-up sooner; we let three months slip before acting on the debt order.
The debt roadmap did not pretend my overtime would last forever. We built the calendar around my base salary and treated bonuses as extras. Six months on, two cards are cleared and the car loan still has a clear end date.Priya N. — Debt Repayment Roadmap · video session
Ready to put numbers on the table?
Tell us which consultation you need and we will reply within two working days with availability.