A focused consultation on how State Pension, workplace pensions, and private savings might cover living costs in retirement.
Who it is for
People within roughly ten years of leaving paid work, or already drawing down savings.
What you leave with
A retirement income sketch showing likely monthly inflows, gap areas, and sequencing ideas for accessing savings.
- Duration
- Two hours across one or two meetings
- Fee basis
- From £320 per session
- Where
- Video or Kubington office
- Preparation
- Request a State Pension forecast if you do not already have one, and locate pension scheme numbers.
Included
- State Pension forecast discussion
- Workplace and personal pension overview
- Spending estimate for the first five retirement years
- Written sequencing notes
Not included
- Annuity purchase execution
- Defined benefit transfer advice
- Guaranteed income product sales
How the engagement runs
- Share pension statements and a rough monthly spend list.
- We model income sources against expected outgoings.
- You receive a written retirement income sketch with open questions flagged.
Constraints we are honest about
Illustrative figures only; investment returns and tax rules can change.
Ask about retirement planning
Share a little context and we will confirm fee and availability.