Terms of use

These terms govern your use of the website at apiscaletech.digital and enquiries made to Kingsford Money Guidance (“we”, “us”). By using this site you accept these terms. If you do not agree, please stop using the site.

Who we are

We provide money guidance and consulting services described on this website. Website content is general information about UK financial advice and consulting themes; it is not personalised regulated advice unless delivered under a separate written engagement.

Acceptance of engagements

Submitting an enquiry does not create a consulting contract. A contract forms only when we confirm fee, scope, and meeting date in writing and you pay any required deposit.

Intellectual property

Text, design, and branding on this site belong to Kingsford Money Guidance or our licensors. You may not copy, republish, or commercially reuse site materials without prior written permission, except for personal reference copies of pages you have visited.

Accuracy and limitations

We take care with published content but figures, tax rules, and pension rules change. You should verify current GOV.UK and scheme information before acting. We are not liable for decisions made solely from website reading without a confirmed consultation.

Liability

To the fullest extent permitted by law of England and Wales, we exclude liability for indirect or consequential loss arising from use of this website. Nothing in these terms limits liability for death or personal injury caused by negligence, fraud, or other liability that cannot be limited by law.

User conduct

You agree not to misuse the site, attempt unauthorised access, or submit unlawful, abusive, or misleading content through forms.

Governing law

These terms are governed by the laws of England and Wales (United Kingdom / GB). Courts of England and Wales have exclusive jurisdiction, without prejudice to mandatory consumer protections that may apply where you live.

Contact

Questions about these terms: hello@apiscaletech.digital, 14318 Quincy Cape, Kubington, England, United Kingdom, +44-7-024-2569.