People often arrive expecting a sales conversation dressed as advice. Our first meeting is closer to a structured inventory: we read what you bring, ask clarifying questions, and write down priorities you can verify later.
Before you arrive
You receive a short questionnaire covering income sources, housing costs, debts, pensions, and dependents. We also send a document checklist—bank statements for three months, latest pension annual statements, and loan balances. Incomplete paperwork is fine; we note gaps rather than cancelling.
In the room (or on video)
The first fifteen minutes confirm the agenda and any topics that are off-limits. The middle stretch walks through cash flow and liabilities. The closing twenty minutes agree three to five next steps and whether a follow-up consultation is useful.
Afterwards
Within five working days you receive written notes. There is no automated upsell sequence. If regulated investment advice is required for a decision you named, we say so and discuss referral paths.
Typical timeline
- Enquiry and fee confirmation within two working days.
- Questionnaire and document list sent once the diary slot is held with a deposit.
- 90-minute consultation by video or at 14318 Quincy Cape, Kubington.
- Written priority list delivered within five working days.