Practical consulting to order credit cards, loans, and overdrafts into a repayment plan that fits your actual take-home pay.
Who it is for
Households carrying revolving credit or multiple loans who want a realistic order of attack.
What you leave with
A month-by-month repayment order with target amounts and buffer for essential bills.
- Duration
- 60–75 minutes
- Fee basis
- From £195 per session
- Where
- Video preferred for document sharing
- Preparation
- Download recent statements for each debt and note minimum payments.
Included
- Interest-rate and balance inventory
- Avalanche or snowball comparison for your figures
- Essential vs discretionary spend trim list
- One written repayment calendar
Not included
- Debt management plan administration
- IVA or bankruptcy advice
- Negotiating with creditors on your behalf
How the engagement runs
- List every debt with balance, rate, and minimum payment.
- We build a repayment order against your surplus.
- You leave with a calendar and a check-in date suggestion.
Constraints we are honest about
We do not replace regulated debt counselling for severe hardship; we will signpost if needed.
Book a debt roadmap
Share a little context and we will confirm fee and availability.